Where Community Matters


  • Personal Loans

    First State Bank offers a wide variety of consumer loans, with one sure to fit your needs. We give you the ability to purchase that new or used car, boat, or snowmobile. Or maybe, you just need some extra cash for the vacation you are planning. We can tailor-make a loan to suit your particular needs. Stop in and visit one of our lending professionals and see what we can do for you!

    • Personal (Loans)
    • Auto/Recreational Vehicle Loans 
    • Loans Secured by CDs 
    • Debt Consolidation Loans 
    • Student Loans 
    • Credit Cards 

    Check out our helpful planning tools:

    Helpful Links:

  • Real Estate Loans

    At First State Bank, we believe you should have a wide variety of real estate financing options available to choose from and a knowledgeable, experienced personal banker to help explain these options to you. Our loan officers will help guide you through the whole process and find just the right loan for the right home!

    We offer several types of Real Estate Loans:

    • Fixed Rate Mortgages
    • Home Improvement Loans
    • New Home Construction Loans
    • Home Equity Loans
    • Home Equity Lines of Credits
  • Agricultural Banking

    In Iowa, agriculture is the "driving force" of our economy. What is important to Iowa is most important to First State Bank! We strive to understand the needs of our farmers and to help them be successful in their farming operations.

    Our lending officers have been working with and for our Iowa farmers for years and will offer only our very best advice and banking services to meet our farmer's financial requirements.

    The First State Bank agricultural staff can offer a variety of banking products and financial tools to its farming customers. Let First State Bank be your partner in operation.

    Helpful Links:

  • Commercial Loans

    First State Bank is firmly committed to the small town businesses that help our communities prosper. Because these businesses make our communities better places to live, we encourage our customers to shop locally and support these businesses that keep our towns growing!

    The First State Bank offers a wide array of banking products to help our commercial businesses prosper:

    Helpful Links:

Explore our Checking Account Options

Learn about our checking accounts and find the right one for your specific needs